Every Business Should Get Help when Customers Try Not to Pay

Living in a rural area comes with many benefits that does not come with city living. At the same time, it also has many issues that come with it, too. An important example of this is that medical care can be quite sparse in rural communities. I knew I had always wanted to work in medicine, and I wanted to come back to my little country town to open a practice. I recently started using Professional Recovery Consultants to help recover some old debts that were piling up as a result of some of my patients who were not paying up when they were asked to. It has been well worth it.

Like most medical facilities, my business requests that payment be made by the end of your visit with me. The payment issue comes into play with customers who have health insurance. Because I’m not aware of what all health insurers will or won’t pay, I often don’t know until an insurance provider sends me a letter stating that they do not cover something in particular for a patient. It is then up to me to bill the customer.

It is not uncommon for patients to call my office demanding to know why they’re receiving a bill. My receptionist knows how to explain why, and then it is not uncommon for the patient to feel entitled to the service I gave them and they refuse to pay. This really puts a burden on me because I need to pay for my office, the utilities, my employees, the prescriptions that I buy up front so that they are available for customers when they need them and so much more.

I simply do not have the time to try to collect from my patients myself, so having a debt recovery company helping me out has been a really good thing. They keep up with all the phone calls and letters needed.

How to Start a Blind Cleaning Business Quickly and Easily

Starting the blind cleaning business is one of the best marketable business ideas you could latch on to. If you give the requisite amount of time and dedication, there will be no cap on your earnings. No wonder, there is pleasure unlimited in being one’s own boss. A lot of ambitious people like you have made successful entrepreneurs of themselves, as they mastered the principles of a successful blind cleaning service.


7,000 – $15,000 if you purchase a blind cleaning machine. To keep costs down at the start, rent cleaning equipment initially.

Financing sources:

Apart from your own pockets, you have the following helpful avenues to help kick start your Blind Cleaning service:

A start up business loan from the bank: Nowadays big banks are more open to funding finance up to $100,000 for new businesses demonstrating long-term viability.
A start up business loan from a business-related or government sponsored organization: There are a lot of non profit organizations out there who can support the young blood(people in the age group of 18 and 35 by providing start up loans up to $15,000.). Also helpful are Women’s organizations to pitch in with financial sources.
Government sponsored business start up programs: There are Self-Employment Program started by governments which provide start up investment and also help you develop your business.
Investors: Angel investors( also known as ‘gap fillers’ to fund in the money when there is a shortage, people who have a personal interest in seeing your business through) and venture capitalists are helpful in funding your business and seeing it through.

Pricing guidelines for service:

$10 to $15 per blind could be charged. You could charge according to the competitive rates and the demand for your service.

Advertising and Marketing Methods and Tips:

Direct mailing
Regional ads in the newspaper
Online ads
Community bulletin boards
Ads in the telephone directory

Essential Equipment:

A proprietary cleaning solution based on Ultrasonic technology, sheeting agent(to dry the blinds), renting or purchasing a specialized cleaning machine. The proprietary cleaning solution should take care of the spots, smells and the dust, with fast action. A little stepladder, cleaning cloths, hand-held vacuum cleaner, buckets, drop cloths, tools for repair and a vehicle to move your equipment around.

Income potential:

When you charge $12 per blind, for 22 days per month, at an average of 35 blinds per day, you could earn $420 daily, or $9240 monthly

Target market:

You could possibly design a customized blind cleaning service according to the demands and preferences of your customer. There is a large market out there comprising of interior decorators, restaurants, lodges, hotels, hospitals real estate, offices etc. Not to speak of busy home owners who have to maintain their homes, but cannot because of their busy work life. The people who are allergic to dust and pollen would gladly do anything for having their blinds cleaned.

Success tips:

Patience, perseverance, enthusiasm and you should have the genuine feeling to empathize with people.

Training, skills or experience:

You get comprehensive training online. The six foot ultrasonic blind cleaner and the eight foot blind cleaners are available from the blind cleaning stores and also online. Make the best use of the training and support which is given to start the business. The only skill you need is your ability to vibe with people and a feeling to help them. Experience is not necessary and you can start the Blind cleaning business in tandem with your work and job.

Thinking of Starting Up Your Own Bank Or Financial Institution?

Bank Ownership Offshore

Offshore bank ownership solutions include a New Zealand Finance Company, an EU Registered Trust Company, a Panama registered Forex Brokerage, or a Closed End Fund registered in the British Virgin Islands.

Each of these bank ownership solutions can be set up in tax advantaged manner in tax advantaged jurisdictions.

It is possible to set up a tax advantaged banking solution and to be able to offer traditional banking services including the provision of checking and savings accounts, certificates of deposit, trust account services, wire transfer services, credit and debit card services, and trust account services.

The rules and regulations vary front one jurisdiction to another. However, it is perfectly legal to set up an offshore banking solution in any of several jurisdictions world wide, taking advantage of the laws of that country. In general, it is possible to find jurisdictions when one does not to provide the capital reserves required of a traditional bank in the same country.

Not All Offshore Banking Solutions Are the Same

If you are considering banking offshore talk to an offshore expert because not all offshore banking solutions are the same.

The world is full of decent offshore banking solutions and there are a handful of exceptional offshore banking solutions. Why not go with the best and most professional choices?

You should work out the best offshore banking solution in your choice of jurisdictions. Offshore shore banking in tax advantaged jurisdictions can save you money. Offshore banking can be very discrete in an increasingly intrusive world. Offshore banking can be safe and profitable.

An offshore banking solution should save you money, guard your privacy, and protect your assets.

Offshore Banking Solutions: Closed End Funds

One of the many offshore banking/financial institution options is to start and run you own closed end hedge fund. An offshore expert can help you explore the opportunities involved in such an investment and its relevance to your personal needs.

An offshore closed end fund option is in the British Virgin Islands. Such a fund invests pooled assets, charges management fees, and, typically, receives performance fees on profits.

The British Virgin Islands are a tax advantaged jurisdiction for such an institution. Reporting requirements and the attendant overhead are minimal in the British Virgin Islands helping to hold costs down.

Such a fund can engage in investments and trading world wide without excessive reporting requirements to local institutions. This is a tax advantaged location. You can seek advice about the pros and cons of starting a British Virgin Islands registered closed end fund. It is also possible to obtain the technical support required to successfully run a closed end fund in the British Virgin Islands.

A closed end fund can be a very successful undertaking if properly set up and managed in a tax advantaged, low overhead location.

Offshore Banking Solutions: Forex Brokerage

An attractive offshore banking/finance option is to set up a Forex brokerage in the country of Panama. This is a tax advantaged jurisdiction with minimal overhead from reporting requirements in its jurisdiction.

There is a several opportunities offered by setting up a Forex brokerage in the Republic of Panama. If property set up and managed a Forex brokerage in Panama can be a profitable undertaking in a tax advantaged jurisdiction with a low overhead as relates to reporting requirements in Panama.

Panama has an advanced telecommunications infrastructure sufficient to support active trading as done by the brokerage houses and individual traders working out of Panama. The expertise and infrastructure knowledge needed for a successful Forex brokerage business is something the investor will need to bring to the table. You can be provided the advice and council to successfully register and set up business in this offshore location.

You should seek advice about the pros and cons of incorporating in Panama as an offshore corporation. This is a tax advantaged location and if property set up and managed can offer a substantial overhead reduction as relates to local reporting requirements.

Offshore Banking Solutions: Trust Company

An attractive offshore banking/finance solution is a trust company registered in the European Union. You should ask about the advantages of registering the company in the EU while accounts are held and administered in a tax advantaged offshore location. This is traditionally a service of large banks but can be provided from a tax advantaged offshore jurisdiction as an offshore banking solution available to investors.

If properly set up and managed, such a trust company can act as a legal trustee for clients throughout the world. Such a company can be set up with the capability to wire monies worldwide and can offer debit cards for account holders. Talk to an offshore advisor about the opportunities offered by acting as a trustee to a world wide client base using an EU and other offshore solution.

As with all offshore solutions, seek competent, trustworthy council in setting up the business entity. Talk about your goals and business risk tolerance. You will get help to evaluate and set up this or any other offshore banking solution in tax advantage locations with low reporting overhead.

Who Sets Up Offshore Banks and Why?

Banks set up offshore banks as do corporations, groups of companies, and groups of investors. The formation of an offshore can be extremely tax advantaged for the investment, corporate, or banking group. In the right location the cost of business can be significantly less than in the countries of origin of the bank shareholders.

Setting up a bank allows the entities mentioned above to profit from their own banking needs and profit from selling banking services to others. The tax advantages of offshore locations as well as well packaged services such as trust accounts, international credit and debit cards, savings and checking accounts, loan services if well merchandized can attract business and provide a profit over and above the savings that the offshore bank can provide its shareholders.

Seek advise about use of an offshore bank for your business and ownership of your own offshore bank alone or with partners. Talk to an offshore advisor about locations and options in creating your own offshore banking ownership solution.

As with all business ventures good planning, competent council and careful follow through will lead to the best results.

Why a New Zealand Finance Company?

The country of New Zealand allows one to set up a credit union, building society, or finance company as well as a registered bank in its jurisdiction. Why would one choose to form a New Zealand Finance Company?.

Each situation is unique, each jurisdiction, each individual. You will get help with an appraisal of the needs of the investor and the opportunities in the jurisdiction. An opportunity that presents itself in New Zealand is that a New Zealand Finance Company can be set up and managed without the substantial reserves required of a standard bank. Also, such an entity can be set up to reduce paperwork by not requiring the supervision of the New Zealand Federal Reserve Bank.

Despite the ease of operation of this opportunity and potential for a low cost of entry such an entity can offer a full range of banking services to offshore customers, including checking and savings accounts, credit card services, and investment marketing.

In general, the ease of operation and freedom from red tape involved in a New Zealand Finance Company comes with offering services only off clients offshore from New Zealand.

A New Zealand Finance Company might be what you are looking for. A refreshing and low cost alternative to a fully licensed bank.

An offshore formations and banking specialist working for several companies regarding offshore structures, formation of companies, foundations, banks and financial institutions.

Working for User Bancorp Ltd, which is providing private and corporate accounts, merchant accounts, offshore companies such as Belize IBC’s (International Business Company), Panama corporations and foundations, wire transfer services, managed funds/forex, credit- debit- and prepaid card issuing.

How To Open A Boutique – Tips On Opening A Boutique

Here are top 11 tips on opening a boutique.

o Name your boutique suitable to what you sell. Opening a boutique with an attractive name surely attracts customers.

o Apply for small business license and other legal permits well in advance. This is crucial for getting power turned on when you start operating. Certain merchandisers also insist on legal permits. By opening a boutique with legal permits you would be able to buy your merchandise from suppliers who offer quality products at a low cost.

o Do a budgeting at the early stage itself. Estimate the startup cost and identify your financial resources well in advance. This will save you from financial pitfalls. Clearly know about the expenses and the resources from where the money would come from. If you try you can even find some investors to finance your boutique. You can even join hands with another partner who is interested in doing business together with you. Before opening a boutique complete financial planning and budgeting. This is the key to a successful start and a smooth running thereafter.

o Select a location where the foot traffic is more. You can even find a shop in a mall. When negotiating for lease, do not forget the duration.

o Fix your target market and cater to them. Before opening your boutique, decide whether you want to sell women’s wear, men’s apparel, kids wear or teenage stuff. Select a specialty clothes range and plan to sell them. Select from sports wear, formal wear, casual wear etc.

o Decide on the colors and sizes you intend to sell in your clothing store.

o Do not consider just one merchandiser. After analyzing a few suppliers and studying their terms settle for the best deal. You can buy your merchandise from more than one supplier if it is cost effective.

o Buy just the right amount of stock. This can be done by having an idea about market analysis and estimated sales.

o Decorate the interior of your boutique attractively. Attractive shops undoubtedly impress your customers. Be creative to design your window displays. Even just an onlooker should be tempted to step in your boutique. Opening a fashion boutique with an unimpressive and unattractive interior is a crime!

o Hire talented staffs. Your employees are the ones through which you communicate with your customers. So when opening a boutique, be sure to employ warm and friendly staff. Take a look at the past records of the employees and decide accordingly. You may also give some initial training to your staff to make them accommodate for your unique business. Also the staff should have knowledge about the fashion trends and have sense of style. They should be able to assist the customers on their selection of clothes.

o Grand opening is a must for a fashion boutique. Make an impressive and attractive start by spending freely on advertising. As far as your budget allows, you should give importance to initial advertising. Give creatively phrased advertisement of considerable size in local newspapers and magazines. This is how you would get to be known in the neighborhood.

That is all! You have opened your fashion boutique successfully. Good luck.

Advantages of Opening a Restaurant Business

Restaurant business is very lucrative. Apart from the initial investments that you need to invest it can earn you life long revenues and luxurious life. For excellent and very high results from opening a restaurant business there is a lot of hard work and planning required. Everything needs to be perfectly implemented for gaining high profits. A restaurant business is a safe business with no or little risk. You get what you have invested in a short period of time for sure. Profits can be assured if regularly you are making amendments in accordance with the changing trends. If you have targeted the mass then you will surely enrich benefits. You have to produce good quality services to your customers in order to enjoy the success.

The success of your restaurant business mainly depends on two major things:

The quality of services that you provide. If the customers like what you offer to them then they will surely cover to your restaurant again and again.
Marketing. The better tactics you will utilize for your restaurant business the more customers you will get. If you are opening a restaurant business then do not forget to market it well.

Customer satisfaction is the key to your success. Put in all your efforts for impressing those who visit your restaurant. The better you will make them feel then they will come more often to your restaurant. Here are several advantages you can get when opening a restaurant business:

Restaurants are in huge demand. A good restaurant is always filled with customers. You can earn millions from a restaurant if everything is perfectly executed. Probability of earning huge profits and less loss is high in opening a restaurant business.
It is very easy to get finance for opening a restaurant. Banks and investors understand the profit that they can get by helping you in opening a restaurant. They see profit and that is why they very easily finance your project.
There have been only a few food courts or restaurants which are not successful otherwise maximum number of restaurants are successful. Youngsters prefer to eat out in restaurants and the working class also considers restaurants to be the perfect place for filling their tummy.
Restaurant owners always get a chance to meet with the high profile people and enjoy a luxurious life. A restaurant owner enjoys profits all through their life and gets a key to live a life in a luxurious way.

All these advantages of a restaurant business instill confidence in the person who is planning to actualize this dream. Opening a restaurant business can prove to be the best decision of your life provided you take up the opportunity in a perfect way and work for it day and night. Every business needs good investments, patience and smart work. If you have good amount of finance can work smartly and have patience for observing your restaurant grow gradually then no one can stop you from earning good profits in the longer run.